defrauds

v．诈骗
常用释义
v．诈骗，欺诈：通过欺骗手段非法获取他人财物。

例句

an applicant, an insured or a beneficiary defrauds insurance money by inventing stories of an insured accident that does not occur;

投保人、被保险人或者受益人编造未曾发生的保险事故，骗取保险金的；